Credit Analyst 

We are looking for a Credit Analyst to join a top-tier private bank in London, supporting the lending needs of HNW/UHNW clients. This role requires strong analytical skills and experience in structured lending, mortgages, and credit facilities tailored to sophisticated private banking clients.

Key Responsibilities:

• Assess and structure credit solutions for HNW/UHNW clients, including mortgages, Lombard lending, and bespoke credit facilities.
• Conduct detailed financial analysis and risk assessments to support lending decisions.
• Work closely with Relationship Managers and Credit Committees to tailor lending solutions to client needs.
• Monitor existing credit portfolios and ensure compliance with regulatory guidelines.
• Prepare credit proposals and present findings to senior management.

Your Profile:

• Bachelor’s or Master’s degree in Finance, Economics, or a related field.
• 3+ years of experience in credit analysis, preferably within private banking or wealth management.
• Strong knowledge of structured lending, real estate finance, and collateralized lending.
• Excellent financial modeling and credit risk assessment skills.
• Detail-oriented with strong analytical and decision-making abilities.
• Fluency in English; additional languages are a plus.